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Tel: 061 410 422 Fax: 061 317 031 Email: info@unitycreditunion.ie

28 October 2017
Applying for a Loan

Loan Application Forms

Members must call to the office to complete a loan application form. Staff will input the relevant details to the members record on our computer system and print the loan application form out for the member to review and sign.

What you need when applying for a loan

In deciding whether or not to grant the loan, the credit committee will take into account the members record of savings and loan repayments, as well as ability to repay.

To speed up the loan application process please ensure you have the following at application stage

Proof of Income

  • Employed – Last 2 Payslips
  • Self Employed – Most recent Set of Accounts
  • Social Welfare Recipient – payment receipts etc

If we do not already hold the following on file – you will be required to supply:

  • Passport or Drivers Licence
  • Proof of your current Address (Utility Bill, Bank Statement) dated within three months of the loan application.
  • Copy of your PPS number

Credit Check

At application stage you will be asked to consent to the credit union performing a credit check with the Irish Credit Bureau.

Standing Order

If you wish to pay your loan via Standing Order please bring in your bank account details – account number, sort code.

Additional Details

From time to time other additional information may be required and you will be notified of this once your application has been reviewed.

Once a loan is granted the member will be asked to complete a credit agreement, which is a legally binding document, being a promise to repay the loan and to commit to regular repayments.

Remember - only members are eligible to apply for credit union loans.

Terms and Conditions Apply


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Unity Credit Union Tel: 061 410 422 Fax: 061 317 031 Email: info@unitycreditunion.ie Web: http://www.unitycreditunion.ie
Unity Credit Union Limited is regulated by the Central Bank of Ireland.